Kristin Haines

Director of Underwriting
As Director of Underwriting and New Business, Kristin coordinates the overall underwriting process for IBC. With over 20 years in the industry, she has extensive experience in medical and financial risk assessment and working with Home Office underwriters.

Kristin graduated from Clarion University in Pennsylvania with a degree in Communications. She currently holds her Pennsylvania Life and Health license and is pursuing her FALU designation through the Academy of Life Underwriting. Over the years, Kristin has spoken and participated in panel discussions at various industry conferences. Kristin is also a founding member of a national underwriting study group and was the recipient of the PartnersFinancial Underwriting Excellence Award in 2014.

In her free time, Kristin enjoys spending time with her family and traveling. Kristin is active in her church and volunteers through the UPMC Cancer Center.